State Employee Health Plans
Open Enrollment 2006 for Plan Year 2007
Active Employees Only
The State of Kansas is pleased to announce the 2007 Health Insurance Open
Enrollment for Health Plans and Flexible Spending Accounts. Open Enrollment
of Active State of Kansas employees and dependents for Plan Year 2007
will be conducted using the Internet.
All employees should plan to enroll through the State Employees
Self-Service Center website beginning October 1, 2006.
Open Enrollment is the annual opportunity to make changes to your health
plan and flexible spending account choices. It begins October 1,
2006 and continues through Monday, October 31, 2006. Employees are
strongly encouraged to attend an Open Enrollment Meeting scheduled at one of the locations throughout the state. Selected
meetings will be attended by Health Plan representatives and Health Benefits
Administration Staff.
EFFECTIVE DATE
Plan Year 2007 begins January 1, 2007 for both the Group Health Plans
and flexible spending accounts (Dependent Care and/or Health Care). For
members who enroll in the QHDHP for Plan Year 2007 and who were enrolled
in the HCFSA in Plan Year 2006 will not be eligible to
contribute to the HSA until March 1, 2007. Payroll deductions will be
semi-monthly starting with the January 12, 2007 paycheck.
PLAN DESIGN CHANGES
HMO/PPO:
There are no major plan design changes for Plan Year 2007. You
can view a plan design comparison in the 2007 Open Enrollment for Active Employees Booklet (PDF).
The booklet is also available through agency
personnel offices.
QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN:
This plan incorporates a Qualified
High Deductible Health Plan with a required Health Savings Account (HSA).
The premium for this new plan is less than others, but potential participants
need to understand there is a high deductible that must be met before
any benefits are paid by the health plan. You can view more
detailed information in the Qualified High Deductible Health Plan Frequently Asked Questions (FAQs) (PDF). For members who enroll in the QHDHP for Plan Year 2007 and
who were enrolled in the HCFSA in Plan Year 2006 will not be eligible
to contribute to the HSA until March 1, 2007.
IMPORTANT:If the Health Savings Account
enrollment form to set up your bank account with UMB is not received by
12/31/06, you will be reverted to the Health Plan you were enrolled in
during Plan Year 2006. If you were not enrolled in a Health Plan during
Plan Year 2006, your Health Plan coverage will be waived for Plan Year
2007.
HealthyKIDS
HealthyKIDS is a program that
helps eligible state employees with their premium costs for children coverage
in the State Employees Health Plan (SEHP). Those state employee
families who are eligible will have 90% of the premium for their covered
children paid by the state and will be responsible for the remaining 10%. Employees
may enroll in any of the available plan options, but the state contribution
will be based on the low cost HMO or PPO.
Eligibility for HealthyKIDS is
based on whether the family would otherwise qualify for the state of Kansas
HealthWave (Title 21) Program because of family size and income. For more information see the HealthyKIDS section in your 2007 Open Enrollment for Active Employees Booklet (PDF) and the HealthyKIDS Fact Sheet (PDF). To apply fill out the HealthyKIDS Application Form (PDF).
Rates and Coverage Periods
Premium Rates - The State contributes an average of 95% for employee
coverage and an average
of 45% on dependent coverage. The contribution
will be based upon the lowest cost Health Maintenance Organization (HMO)
unless the participant lives in an area with no HMO availability. Then
the contribution is based on the lowest cost Preferred Provider Organization
(PPO). Other
options will be available to participants but they will have to pay the
difference in the premium cost.
The premium costs of the programs are listed in the open enrollment booklet
as well as the Comparison by Cost and County map.
Coverage Periods - The health plan selected during open
enrollment will begin on January 1, 2007.
REMINDER: Medical and dental appointments
occuring in 2007 will be covered by your 2007 health plan.
KanElect Fexible Spending Accounts
The annual participant contribution level to the Health Care Flexible
Spending Account (HCFSA) will be $3,480 for PY 2007.
For Plan Year 2007, the Health Care FSA, will not offer a grace period
for incurring claims after December 31, 2007. Health Care and Dependent
Care FSA expenses eligible for reimbursement are those incurred from January
1, 2007 through December 31, 2007. Claims for either FSA account must
be filed by April 15, 2008. There
are no changes to the Dependent Care Flexible Spending Account (DCFSA)
program.For more details
click here Kan-Elect
Flexible Benefits Program.
Open Enrollment Meetings
Open Enrollment Meeting Schedule
The Benefits Administration Staff has scheduled Employee Open Enrollment Meetings across the state. They are intended to
help employees and agency benefits personnel to understand the Employee
Health Plan and Kan-Elect
Flexible Benefits Program options. Employees are encouraged
to attend a meeting. Human Resource Managers may download the standard
presentation below:
Employee Health Plan Open Enrollment Power
Point
Save the PowerPoint presentation to your computer for better results. Click
the link above and select "Save Target As" to save to your hard
drive. Double click to start presentation.
Publications
The items below have been distributed to Agency Personnel Offices, or
may be viewed or downloaded from the web.
Helpful Links:
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